Terms of Service

Last updated: June 2026

Welcome to learnandgrow.life. By accessing or using our platform, you agree to these Terms of Service. Please read them carefully.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to register and use this platform. By registering, you confirm you meet this requirement.

2. Account

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use.

3. Membership Plans

Paid membership plans (Learner, Professional, Executive) grant access to designated courses, earning eligibility, and platform features as described. Memberships are personal and non-transferable.

4. Earnings & Commissions

Referral commissions and Knowledge Spreader Awards are earned through verified paid referrals. These are not salaries, guaranteed income, investments, or automatic payments. Earnings depend on verified payments, non-refunded transactions, platform rules, fraud review, and administrative approval. Past earnings do not guarantee future earnings.

5. Prohibited Conduct

You may not: share your account, engage in fraudulent referrals, spam, abuse promotions, reverse-engineer the platform, or violate applicable laws. Violations may result in account suspension and forfeiture of earnings.

6. Intellectual Property

All course content, materials, branding, and platform features are the intellectual property of learnandgrow.life. Unauthorized reproduction is prohibited.

7. Termination

We reserve the right to suspend or terminate accounts that violate these terms, engage in fraud, or harm the platform or other users.

8. Limitation of Liability

To the maximum extent permitted by law, learnandgrow.life is not liable for indirect, incidental, or consequential damages arising from platform use.

9. Changes

We may update these terms periodically. Continued use of the platform after changes constitutes acceptance of the updated terms.

10. Contact

For questions about these terms, contact us at dunamail@gmail.com.